It's always a hassle making payments to CIMA! While completing last years survey forms I proposed that a local CIMA bank account be created here in South Africa to ease payments. I don't have a credit card and I'm sure a lot of struggling students also share my dilemma. Most bank employees simply display ignorance when I enquire about a bank draft with no stated bank account! Besides, my experience 2 years back (a bank refused to approve a bank draft to the UK) makes me shy away from this option. I'm not sure if others share my opinion. Making direct bank deposits into a local bank account will be a lot easier. My ACCA friends have this luxury. As you can imagin, we spend lots of energy trying to prove which body is better!